• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Work With Me
  • About Me
  • Group Trips
  • Nav Social Menu

    • Facebook
    • Instagram
    • LinkedIn
    • Pinterest
    • Twitter
    • YouTube

Halee with a Flair

Travel Blogger-Travel Tips & Hacks

  • Cruising
  • Travel
  • Hotels
  • Disney
  • Travel Deals & Tips

Does Travel Insurance Cover Covid-19?

October 20, 2020

I was feeling very bold this week with what I wanted to write. It took some reflecting but I constantly see questions about safety in this Covid-19 environment. Your health is very important and you deserve to know if you are/can be protected. Travel insurance can put your mind at ease. However, the big question is, does travel insurance cover Covid-19?

Is a Travel Insurance Policy possible right now?

In short, yes it is. You need to keep in mind that all travel insurance providers have different policies. My travel agent has always recommended Allianz to me and I have had great success with them. I’ve used them for travel interruptions, medical bills, and a stolen cell phone. Their process is very simple and I’ve always had my returns processed within 7-10 business days. Here is what their current policies are for Covid-19:

  • You should NOT buy travel insurance to cover a new potentially impacted trip. This is because Covid-19 has been declared a worldwide pandemic.
  • Travel Supplier (Airline, Cruise, Hotel, etc) cancellations due to Covid-19 are NOT covered by travel insurance policies. However, you can move your purchased policy to another date within 770 days.
  • Travel Insurance will not cover your trip cancellation fees that are due to fear of traveling.

What is Covered by Travel Insurance?

  • Temporarily Covered: Emergency medical care for policy holders who becomes ill with COVID-19 while on their trip.
  • Temporarily Covered: Trip cancellation and trip interruption if a policy holder becomes ill with COVID-19 either before or during their trip.

Does travel insurance cover Covid-19? In the medical sense, yes while on your trip. It will also cover you if you become ill with Covid-19 prior to your trip. If you are looking for more guarantees with trip cancellation, you need to review the policies of all of your travel partners (airlines, hotels, cruise lines, tours, etc). Most travel suppliers are extending the length of their credits and offering refunds if needed.

I hope this article has helped answer the core basics of your travel insurance Covid-19 coverage. It is always best to ask a travel agent and insurance provider for further details. I purchased travel insurance on my trip to Mexico in August and thankfully didn’t have to use it for medical reasons.

Liked it? Take a second to support Halee with a Flair on Patreon!

Related

Reader Interactions

Comments

  1. Mani Karthik says

    October 21, 2020 at 2:26 am

    Great advice Halee.

    There are many misleading claims out there that on the first read might sound like COVID is taken care of entirely with travel insurance but in reality, it is not. Sort of. Some travel insurance policies (new ones) that are built for COVID do cover certain symptoms and their treatment (just like any other symptom or disease) but not when it is declared COVID.

    Thanks for clarifying.

    • Halee with a Flair says

      October 21, 2020 at 2:51 pm

      Thank you Mani. It is a bit tricky!

Primary Sidebar

Welcome!

Welcome!

Thank you for stopping by. My name is Halee and I'm a blogger from Rochester, NY that focuses on travel, fashion and lifestyle posts. Find out more about me and what I post in the About Me Section!

Pinterest

Facebook

Facebook Pagelike Widget

Twitter

My Tweets

SUBSCRIBE

For the latest and greastest adventures
Loading

Blog Archive

Back at it again ✈️ Off to see one of my fav Back at it again ✈️ 

Off to see one of my favorite clients today ❤️ @hospitalitywithaflair 

Bag @july 
Purse @katespadeny 
Dress @rosegal_official 

#travel #businesstravel #hotels #hotelsales #delta #airport #airportoutfit #airportlife #airportstyle #katespade #julyluggage #getjuly #rosegal #plussize #bbw
Luminae on @CelebrityCruises is one of the best di Luminae on @CelebrityCruises is one of the best dining experiences that I've ever had on a ship!

#cruise #cruiseship #celebritycruises #royalcaribbean #luminae #suitelife #suites #celebrityreflection #celebrityedge #celebrityequinox #cruising #cruiselife #cruiseships #findmehere
Murano on @CelebrityCruises is one of the best spe Murano on @CelebrityCruises is one of the best specialty dining experiences that I've ever had.

#cruise #cruiseship #celebritycruises #royalcaribbean #luminae #suitelife #suites #celebrityreflection #celebrityedge #celebrityequinox #cruising #cruiselife #cruiseships #findmehere #murano #frenchcuisine #specialtydining
The best sit down dinner in Barcelona goes to @arc The best sit down dinner in Barcelona goes to @arcanobcn 🫶

Which dish looks the best to you?

#travel #traveltips #spain #barcelona #spaintravel #barcelonaspain #barcelonagram #marriottbonvoy #editionhotels #luxuryhotel #boutiquehotels #condenast #travelandleisure #tlpicks #foodpics #foodporn
So many people were shooting photos with the stain So many people were shooting photos with the stained glass light on them from the front.  I thought this was the better angle ❤️ 🇪🇸 ⛪️ 

📍 @lasagradafamiliabarcelona 

#barcelona #spain #lasagradafamilia #lasagrada #catalonia #stainedglass #traveltips #bbw #travelhacks #spaintravel
Meeting the @editionbarcelona 💜 #travel #trave Meeting the @editionbarcelona 💜

#travel #traveltips #spain #barcelona #spaintravel #barcelonaspain #barcelonagram #marriottbonvoy #editionhotels #luxuryhotel #boutiquehotels #condenast #travelandleisure #tlpicks
I AM BACK! Not back in Barcelona but back on my b I AM BACK!

Not back in Barcelona but back on my blogging adventure scene. It was very important that I took some time to work on my mental health because of my hotel sales support company @hospitalitywithaflair growing at a rapid pace. I found myself in one of those situations that something had to give and it couldn't be my person.

I've decided to use this particular platform to share my favorites and give great travel advice. I encourage all of you to make sure you take care of yourselves and not assume perfection based on the way something looks online.

#travel #travelblogger #mentalhealth #mentalhealthmatters #barcelona #bcn #barcelonaspain #spain #spaintravel #traveltips #traveltipsandtricks
One of the best sunsets I’ve ever seen tonight o One of the best sunsets I’ve ever seen tonight on @royalcaribbean #freedomoftheseas 

No filters needed ❤️

#royalcaribbean #bahamas #nassau #cruising #cruiselife #cruiseblogger #sunset #caribbean #symphonyoftheseas #wonderoftheseas #oasisoftheseas #odysseyoftheseas #royalwow #travelagent #traveltips #bbw
Shades of blue on just another Monday afternoon 🌊 

#travel #hawaii #kona #bigisland #bigislandhawaii #hawaiiunchained #hawaiilove #dronephotography #dronestagram #drone #dronelife #oceanphotography #djimavicair2 #honaunau
The Barcelona Edition is a vibe ✨ @editionhote The Barcelona Edition is a vibe ✨ 

@editionhotels @editionbarcelona @marriottbonvoy 

#editonhotels #marriottbonvoy #editionbarcelona #barcelona #spain #traveltips #plussize #bbw #luxuryhotel #boutiquehotel #hotelsoftheworld #hotellife

Copyright © 2022 · InfluencerTP on Genesis Framework · WordPress · Log in

 

Loading Comments...